Skip to main content
#
Call Us Today!
Call Us (716) 679-0036
prev
next

Ready to get started on your insurance quotes?
Our agency can save you valuable time, money and endless aggravation on your personal and business insurance!
It's easy - call or click to get started! Ready to get started on your insurance quotes?

Long Term Care

What is 'long-term care'?

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.” 
 
Long-term care isn’t a very helpful name for this type of situation because, for one thing, it might not last for a long time. Some people who need ADL services might need them only for a few months or less.
 
Many people think that long-term care is provided exclusively in a nursing home. It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.
 
Assistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because Medicare and most private health insurance pays only for skilled care–not custodial care.


 


 

Quick Links

Quick Quote Request 

*
*
* indicates a required field
Send To Agent
Please fill this field.
Find What You Need, Fast! 
Contact Us

BLB Insurance Agency, Inc.
16 West Main Street Suite Two
Fredonia, NY 14063
Phone: (716) 679-0036
Email Us



Terms & Conditions | Copyright | Privacy Policy
©2017 BLB Insurance Agency, Inc.




Insurance Websites
Insurance Website Design